As you learn about our business, you will discover that EC Roofing & Home Services has been the leading roofing company in Rockville for 30 years. Since 1992, many homeowners have worked with our friendly, no-stress professionals to meet their roofing needs. So, what are you waiting for? Call us today at (410) 455-9880 for a free quote!

Rockville Roofing Contractor

We understand how important a roof is for your home, so this is why we specialize in being the best roofing company in Rockville that many homeowners need for their properties. The various materials we use include slate, asphalt, wood shingles, and copper. Additionally, most roofs we install have a warranty of at least 26 years, with many roofs having a lifetime warranty.

EC Roofing also understands that it can be tempting to repair your home right away after a storm or weather-related event damages your roof. You want to safeguard your property from the elements until your insurance pays out. Call us at (410) 455-9880 for information about roof insurance claims.

Roof Insurance Claims in Rockville, MD

Insurance will usually cover storm damage to your roof. It’s critical to complete the proper steps before scheduling any repairs with a reputable roofing company in Rockville or undertaking any repairs yourself. You will need to prove the roof damage’s cause and severity to receive the most out of your claim. Fortunately, most Maryland insurers view the roof as essential. And based on this reason, homeowners’ insurance policies typically cover roof damage. Also, make sure to look over your insurance policy to learn how your provider handles roof damage.

Maryland Roof Insurance Process

It’s ideal to file a roof damage claim before you repair the roof. Your insurance company might require you to work with an approved roofing company in Rockville to complete the necessary repairs. In some cases, your Maryland roof insurance company may replace the roof rather than repair it. You can hire a roofing professional to apply a tarp on the roof or guard it in some other way until a roofing contractor completes the full repair or replace your roof.

Moreover, most insurers will cover the following problems when it comes to your roof:

  • Lightning strikes
  • Hail
  • Fire
  • Falling objects
  • Wind
  • “Acts of God”
  • Vandalism

In addition, an insurance company will not cover roof damage if your roof is 10-20 years old or older than that, you have not been maintaining your roof, or there was intentional or accidental damage on your part.

Will Filing a Roof Damage Claim Increase My Premium?

Multiple factors determine an increase in insurance premiums for a roof damage claim. One primary factor is the number of insurance claims you’ve had in the previous 10 years. Additionally, other factors include the total cost of a claim, the cause of the claim, and the state you live in.

How Long Will It Take to Settle the Claim?

Claim processing times can differ depending on the severity and type of roof damage, the number of claims the insurance company is processing, how fast you create a claim, and when an adjuster is available to analyze the damage.

Does My Homeowners Insurance Cover Roof Leaks?

Homeowners’ insurance might or might not cover roof leaks, depending on the source of the roof leak. Your homeowner’s insurance should cover the roof leak if the trigger were a covered peril. Remember that roof insurance claims typically don’t cover roof leaks if the roof was not maintained, if it is an old roof or if something the homeowner did to damage the roof.

We are happy always to insist you contact us to speak to a Maryland roofing expert for questions about roof insurance and roofing claims.

Contact EC Roofing for a Free Estimate!

Ready to start your home improvement project? EC Roofing will handle every challenge if you need a roof, gutter, or window work done on your property. With over 28+ years of experience, our team is prepared to answer your questions regarding our services and can arrange a free consultation. You can also follow us on Facebook,  Instagram, and YouTube!