For more than over 30 years, EC Roofing & Home Services has been the go-to roofing company for Westminster residents and surrounding areas. We offer various home improvement services for homeowners, with our focus on roofing. Our business also provides our customers with window, siding, and seamless gutter options for their homes.

Westminster Roofing Contractor

As you learn about EC Roofing, you will discover that we have an A+ rating from the Better Business Bureau. When you hire us, you will collaborate with a friendly, no-stress team that delivers the quality work you deserve. We proudly use various high-quality products to produce the best results for our Westminster customers. These products are CertainTeed, Tamko, Owens Corning, and GAF.

Moreover, you may be tempted to start repairs immediately after a storm or weather-related event damages your roof. Also, you will want to protect your home from the outside until your insurance pays out. Contact the best roofing company in Westminster, EC Roofing, at 410-455-9880 for information about roof insurance claims.

Roof Insurance Claims in Westminster, Maryland

Insurance usually covers storm damage to your roof. It’s important to take the proper steps before you schedule any repairs or complete them yourself. You will also need to prove the damage’s cause and severity to receive the most out of your roof claim. Fortunately, your local roofing company in Westminster, Maryland, will view the roof as being as essential as you do. Generally, homeowners’ insurance policies cover roof damage, depending on the reason. In addition, it’s vital to check your insurance policy to determine how your provider handles roof damage.

Maryland Roof Damage Claim

It’s ideal to file a roof damage claim before you repair the roof. The insurance company might need you to work with an approved roofing company in Westminster to complete the repairs. In some cases, your Maryland roof insurance company may replace the roof instead of repairing it. You can hire a roofing professional to protect the roof in some way until the full repair or replacement is made.

Additionally, most insurers cover the following problems when it comes to your roof:

  • Hail
  • Fire
  • Falling objects
  • Wind
  • Lightning strikes
  • “Acts of God”

In contrast, some insurers might not cover your roof damage if:

  • Your roof is 10-20 years or older
  • The roof is not constantly maintained – leading to roof damage
  • The homeowner intentionally or accidentally damaged it

Answers To Your Maryland Roof Damage Claim Questions

Furthermore, multiple factors influence an increase in insurance premiums for a roof damage claim. One consideration is the number of insurance claims you’ve had in the past 10 years. Other factors are the claim’s reason, the claim’s total cost, and the state you live in. Plus, homeowner’s insurance might or might not cover roof leaks. Roof insurance claims typically don’t cover your roof leaks if it is old, you’ve neglected your roof, you don’t constantly maintain it, or if you did something to damage the roof.

Lastly, most insurers may deny your insurance claim because your roof is old. It’s unlikely that your roof insurance policy will cover the cost of repairing or replacing the roof if it’s too old or caused by normal wear and tear.

Call the leading roofing company in Westminster, Maryland, at 410-455-9880, if you want answers about roofing claims and roof insurance!

Contact EC Roofing for a Free Estimate!

Ready to start your home improvement project? EC Roofing will handle every challenge if you need a roof, gutter, or window work done on your property. With over 28+ years of experience, our team is prepared to answer your questions regarding our services and can arrange a free consultation. You can also follow us on Facebook,  Instagram, and YouTube!